Loan Pre-Approval Process

UPDATING DURING THE LOAN PROCESS

Communication is key. As your mortgage broker I will take the time to explain the mortgage approval and process concisely and clearly so that you can be sure that you understand. I not only help you get qualified. I will oversee your loan from start to finish. No matter how thorough we are, approving and closing a loan is complex.

Having an experienced loan officer with a strong back-end makes it possible to correctly approve and process a mortgage application with No Mistakes! This makes it easy for us to be able to provide better customer service, educate, and update a client, and agent’s during the approval and closing process. Ask me any questions about going the extra mile.

We are dedicated to ensuring you receive the best customer service and will work diligently to close your transaction on time, if not early. We thank you for the trust and confidence you have placed in us to handle this important financial transaction on your behalf. Should you have any questions throughout your loan process? Please, feel free to contact us and we’ll be happy to assist you.

Here are the key milestones I will be updating you during the loan process.

  • New Application Received

  • Updating During Loan Process

  • Automating Underwriting Pre-Qualification

  • TBD Pre-Approved by Underwriter

  • File Submitted to Underwriting

  • Appraisal Ordered

  • Conditional Loan Approval Received

  • Interest Rate Locked

  • Appraisal Received and Signed Off

  • Final Underwriting Approval Received ("CLEAR TO CLOSE")

  • Closing Disclosure Signed

  • Closing Instructions Sent to Title Company

  • Approved Settlement Statement Received

  • Loan Funded

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Nathan Hampton is a Licensed Loan Officer NMLS #1138359 with Hampton Home Loans NMLS#1610253

Nathan Hampton

Loan Officer

NMLS# 1138359

801-577-9231

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Hampton Home Loans

135 N 900 E, #2,

Saint George, UT 84770

NMLS# 1610253

For licensing information, go to: www.nmlsconsumeraccess.org 

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